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Tools

Modules for the questions buyers actually ask

Three calculators, built around how NYC actually works. Every figure below comes from the numbers you enter, not from any building's data.

CalculatorLive

NYC Rent vs Buy

For NYC buyers. We look at things national calculators skip, when your building's tax break expires, how much your common charges go up each year, and what it actually costs to sell here (about 7% of the sale price).

If you stay 7 years
Renting comes out ahead by $304,101
That's how much more total wealth you'd have by renting and investing your down payment plus the monthly savings, instead of buying.
Buying doesn't catch up within 7 years.
In year 7 your home is projected to be worth $3,074,685. After paying off the mortgage and ~7% selling costs, you'd walk away with $1,157,192.
If you bought
$1,157,192
Home equity after sale + savings
If you rented
$1,461,292
Down payment + savings, invested

Directional estimate for planning only, not legal, tax, or financial advice. Exact costs vary by property, financing, tax treatment, and terms. Confirm with your attorney, accountant, and lender. Disclosures.

Not sure whether to rent or buy?

Tell the desk your situation and we'll send the Rent vs Buy guide plus the five things to check first.

By submitting, you agree we may contact you about your inquiry. We never sell your information. See our privacy policy.

CalculatorLive

NYC Sell vs Hold

For owners. Sell now and invest the money, or keep it and rent it out? We account for your real carrying costs, time the apartment sits empty, and the taxes on a future sale.

For NYC condos, property taxes are separate from common charges. Enter the yearly property tax amount for this apartment.

If you hold 7 years
Sell now and invest comes out ahead by $718,750
Sell now and invest
$1,681,059
Cash from selling today, grown over 7 years
Keep, rent, then sell
$962,308
Future sale money, plus rent, minus costs and taxes

Directional estimate for planning only, not legal, tax, or financial advice. Exact costs vary by property, financing, tax treatment, and terms. Confirm with your attorney, accountant, and lender. Disclosures.

Thinking about selling or renting it out?

Tell the desk your situation and we'll send the Sell or Hold guide plus the questions worth answering first.

By submitting, you agree we may contact you about your inquiry. We never sell your information. See our privacy policy.

CalculatorLive

NYC Condo Closing Costs

Try it. Mansion tax, mortgage recording tax, sponsor-shifted transfer taxes, title and legal, calculated live.

Estimated closing$139,581 · 5.6%

Directional estimate for planning only, not legal, tax, or financial advice. Exact costs vary by property, financing, tax treatment, and terms. Confirm with your attorney, accountant, and lender. Disclosures.

Want to know which of these are negotiable?

Tell the desk your situation and we'll send the closing cost guide plus what is worth asking a sponsor for.

By submitting, you agree we may contact you about your inquiry. We never sell your information. See our privacy policy.